Cataract surgery is performed to correct the clouding of the lens and improving vision. It is essential to get a cataract treatment done within time and not postpone it for later. In this treatment, an artificial lens is replaced for restoring your sight that has been affected. However, before undergoing surgery, you’d want to know how much it will cost.
The cost of cataract treatment depends on the following factors:
Public or Private Hospital
The cost of the treatment will rely on the public/private hospital services that you choose. Generally, if you are covered by insurance, you can go to a private hospital, costing you much less than a public hospital. If you want to know about private facilities, click here.
Type of Surgery
The type of laser surgery is also an important factor to take into consideration. You can go for either laser-assisted treatments or traditional procedures. If you choose an advanced cataract treatment that may include advanced IOL, advanced technology, or additional treatments, it might duly add to the cost. Your insurance does not generally cover advanced laser treatments, and you might have to explore other financial options for bringing down the cost.
Type of IOL
The type of IOL (Intraocular Lens) also determines the cataract treatment cost up to a great extent. Mostly, patients have monofocal lenses implanted and may need reading glasses for distant vision. These lenses may cost you less than the multifocal lenses. The multifocal lenses offer a good vision up to any distance and thus are expensive. Click here for more information about IOL Intraocular Lens.
Your Insurance Plan
Your insurance cover is the major factor that determines the cost of cataract treatment. You need to inquire with your insurance company about the coverage under your plan. It might cover the traditional cataract treatment but not advanced surgeries.
Similarly, your insurance might cover basic monofocal lenses but not any other expensive IOLs. The company may cover your treatment fully or up to a certain extent, and you will have to pay the additional costs of the treatment.
The Experience of the Surgeon
Most people only prefer experienced professionals for cataract surgery. For this, they choose the services of a popular surgeon due to their experience. This gains their trust in the surgeon and offers peace of mind. An experienced surgeon will most probably charge you more than the others, and you may have to pay additional costs for their services.
Medications and Glasses
The total cost of the treatment will also depend on the end to end process. The costs involved infrequent visits to the doctor for diagnosis or consultation will also add to the treatment cost. You may go for a complete package that will include the pre visits, the surgery, and the post visits, or you can choose to pay separately.
The after-treatment costs also comprise the cost of the whole treatment. These could include medications, eye drops, and glasses. While your insurance may cover some of these, in most other cases, it may not.
Before going for cataract treatment, it is crucial to go through your insurance policy and plans and determine the cost of the treatment accordingly with the cover.